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    Frequently Asked Mortgage Questions

    Do you have questions? We can help! You will find the answers to several frequently asked mortgage questions below.

    The pre-approval process is much more complete than pre-qualification. For pre-qualification, the loan officer asks you a few questions and provides you with a pre-qual letter. Pre-approval includes all the steps of a full approval, except for the appraisal and title search. Pre-approval can put you in a better negotiating position, much like a cash buyer.

    45-Min Preapproval